http://www.cato.org/pubs/journal/cj29n1/cj29n1-9.pdf
Alot of times with all of the stupid information as well as lack of economic understanding from college professors, people tend to blame capitalism for the crisis. "Wall Street got drunk" according to George W. Bush. This paper clearly explains how it was government involvement (primarily through the Federal Reserve, Congress, and Fiat money) that caused the mess and that we have not had capitalism for a long time.
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